No sooner the teenager gets the driving license, he or she would pamper the parents to get them a car; a brand new car. Many times, the teenager identifies the model and demands the parents for that particular model. The parents many times out of the pressure from the children or because they can afford or out of love towards the children oblige them and the children get the car of their choice.

Old cars are always better for a teenager:

But, if the parents prefer to get the children an old car, the sales person in the showroom starts to influence the parents. The Sales person, with an intention of pushing the sales, suggests something else. He suggests that by investing just a few thousands, they could get a brand new car which is good in performance and saves lot on petrol etc. That way, the parents end up in taking a new car which zooms like a rocket.

The dealer is right from his point of view, it is a good car, it does not require frequent repair etc. But considering the person who drives, a teenager, who has just started to drive and having very less or no experience in driving, the car suggested by the dealer may not be suitable to the teenager. When it starts to zoom on the road like a rocket and the teenager driver is unable to control the car, he is likely to get involved in accidents.

Car Insurance:

Now coming to the mandatory insurance for the car driven by our teenager, considering the risks involved in a teenagers driving, the Insurance Cost presents an invoice which costs dearly on the purse of the parents. Studies made time and again shown those cars driven by teenagers are ten times more likely to get involved in accidents than cars driven by experienced drivers. Such being the case, the more powerful cars could create havoc on the road when it is driven by an inexperienced driver.

In order to reduce the insurance cost, it is always advisable that teen age drivers must be advised to drive old cars or some standard cars. This will substantially reduce the Insurance Cost. In addition to this, safety of the vehicle should be primary consideration. Safety of the vehicle includes installation of Burglars alarm, Air Bags, Anti Lock breakers etc. These gadgets prevent the car from being stolen. Apart from this, by adopting these gadgets, the risk of car getting involved in accidents is reduced. All this brings down the Insurance Cost for the car driven by our teenager.

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[tags]auto insurance, car insurance, insurance, teen, budget, car, truck, crash[/tags]