Leverage simply means doing more with less. This term has been complicated by the so-called financial industry and money specialist out there. Like I said, it simply means doing more with less. If you keep things simple like this, people will run into less problems. Leverage is very important in order to create wealth and have more than enough because of the following reasons.

1. Limited Resources: The universe itself as a whole has and has always had limited resources. Energy is neither created nor destroyed according to Physics. Everyone has limited resources and therefore there is absolutely no excuse to pursue more than you have now. To create true wealth, you need to know how to manage the limited resources at your disposal; even if the only resource you have is life or just breathing.

2. Limited Information: We have all been programmed to do due diligence; especially successful corporate slaves. Come to find out, most people’s research are done on Google. Blogs and online journals just don’t appear online from some heaven. Someone wrote them when they felt like whining, and they are usually whining when they are bitter, negative or trying to sell you something else other than your dream. To become flat out wealthy, one needs the ability to leverage by making quick analysis and decision based on limited information.

3. Limited Time: Every one physically has 24 hours in a day. However one can leverage other people’s time. It is possible to strategically have more than 24 hours in a day. Think of a Real Estate Broker who has 10 Realtor in his office selling and buying properties. Now the broker makes money from 240 (24×10) hours/day. Your income must not depend on just your physical 24 hours in a day. True wealth can not be created from salaries regardless of how big it is; even $1 Million per annual.

4. Limited Money: Yes, you need initial capital investment to start a business. But, you are wrong and you don’t need $1 Million to buy a McDonald Franchise to become financially free. As a matter of fact, that usually makes you end up with an adult day care center. You may never have time freedom. Ask people who own corner stores, laundromat or any traditional small business. There are so many opportunities available today that you can start for under $1,000 with a multimillion dollar potential in 1-2 years. Beyond that leverage with others effort, money and time. The name of the game is leverage.

If you are the only one responsible for your income, have fun staying broke and/or retiring broke at 79 years old. The parable of the talent in the Bible by Jesus clearly explains why you need to leverage and double your money and time to achieve true freedom. The first assignment of Jesus was also to recruit 12 disciples. The name of the wealth game is called leverage.

Tux Lawrence are brothers/business partners, over 5 years in business and corporate America, 1st and 2nd Degree in Engineering, achieved financial success, helped others and dedicated their careers to helping average people achieve the same. For more info, click here.

[tags]leverage, wealth, business[/tags]

True wealth is created only when you serve others. The more people you serve directly or indirectly, the wealthier you get. It is that simple. Take care of other people’s issues and yours will be taken care of. Consider the following factors when looking at a business opportunity in order to determine a winning business model.

1. Direct and Indirect Services: Are you directly serving your customers? Note this carefully. The more customers you directly serve, the poorer you are going to get. The more customers you indirectly serve, the wealthier you get and the more people you truly serve. The name of the wealth game is still leverage. Most people’s belief is directly opposite this truth, but then the road of the masses leads to destruction.

Serve a few people and teach others to do the same. When they serve more people, get compensated and the same process continues. By doing this, the number of people you directly or indirectly serve will multiply and explode exponentially and not just the slow and usual incremental way. This is the true formula of wealth.

2. Demand: Sell a product that will truly satisfy someone’s need with easy usability and they will keep coming back for more. They will also refer more customers. Try to get on a business opportunity with product and service that is close to oxygen and water as much as possible. This resources are needed by the human race either there is good or bad economy.

3. Supply: Timely delivery gives your business credibility and reliability. If you have high demand, then you need to match and surpass it with high and reliable supply. This can be easily accomplished by partnering up with a power house or credible company.

If you don’t have millions of dollars in capital investment, do not risk trying to own a whole patent outright and start manufacturing by yourself. It is that greedy attitude that made you run after just your paycheck every Friday that you are bringing into the business world. It leads to destruction and going back broke. Again, worry about others paycheck and yours will be taken care of.

Many of you run around calling some very good opportunities pyramid schemes. It is only an illegal scheme when there is no product or service involved. The fact that the organization or team looks like the pyramid shape does not make it illegal. Think about it; how stupid is that philosophy.

The corporate America is a pyramid and closer to illegal more than anything else. They give you a salary and then you work for over 40 hours per week. You are getting paid less than minimum wages and in fact, you had been misled; sad but true. Every company and organization is in fact shaped like a pyramid and everyone is involved in one.

In conclusion, the problem is that most people are involved in the corporate pyramid with slim to none chances of ever moving higher. There is always a cap on how much you can move up and more importantly, how much you make.

Tux Lawrence is a brothers/business partners, over 5 years in business and corporate America, 1st and 2nd Degree in Engineering, achieved financial success, helped others and dedicated their careers to helping average people achieve the same. For more info, click here.

[tags]product, service, business, wealth, pyramid scheme[/tags]

If you are thinking about investing in real estate and your financial situation is an issue, you should consider the many unique financing strategies that are available to you. Having cold hard cash in the bank is not the only way of acquiring property.

Buying without cash or credit is very doable, especially during such an economic crisis. Homes are being foreclosed upon left and right, and never has there been a better time to take advantage of this troubled economy.

One option to consider is working with the seller of a property. If the seller has existing financing already in place, chances are that he/she may have equity in the house that can be lent to you. The seller can actually become your bank, even more so when he/she agrees to take a note for a portion or all of the money agreed to from your purchase of the property.

Pursuing purchases where the seller is both motivated and involved is a sure way of obtaining a good deal. Selling a home and allowing for a rent to own basis allows you to collect three to five percent of the purchase price as a non-refundable option payment.

If there is owner financing involved you could collect as much as ten to fifteen percent of the down payment. If the deal has the buyer bring in a new first mortgage, you can get all of the money needed to fund a cash purchase from a motivated seller.

Negotiating an all cash price with you paying all of the closing costs sweetens the deal and gives you leverage in the negotiating process. Even though you have negotiated an all cash price, money out of your pocket is not needed as the strategy is to resell the property before you actually close on it with the seller.

Putting the property on the market for a greater amount than you originally agreed to with the seller and offering to help the buyer finance the purchase will make the deal more attractive.

This can be done with the incorporation of what is known as a 9-5-5 loan. With this type of loan, the buyer brings in a new loan for ninety percent of the purchase price amount and also puts five percent down. You only need to carry back a five percent amount in the form of a second mortgage.

Investing in HUD repossessions is also an avenue to consider. Typically, little or no money is needed as a down payment. The seller, whether it is the bank or the homeowner is just looking to get rid of the house and that can be used to your advantage. Making an offer to basically clear them of their attachment to the house or property is all you will need. Taking over the payments on the existing loan is usually the best route to take.

Having money in the bank should not be the deciding factor in whether or not you choose to invest in the real estate market. There are so many unique and creative ways to finance these days, that it is such a shame that potential investors are hindered by the idea that investing needs money up front. Incorporating creative financing strategies allows anyone willing to invest, despite his/her financial situation, the ability to make a deal and profit from it.

One way to buy real estate with little or no money down is by taking advantage of lease options. Leasing a home with the option to buy it at a later specified date gives the seller the commitment necessary to secure the deal and also offers the potential for further negotiations regarding the sale of the property.

Finding a deal for another investor is another way to profit without putting your own money down in the transaction. Acting as a ‘Scout,’ you can locate a good deal and sell it to an aggressive investor for a finders fee. Another way to purchase real estate without the use of your own personal cash is through assignments. If you originally put the property under contract between you and the seller and include ‘and or assigns’ in regards to the title of the property, you are able to flip the contract to another investor without even personally closing on the deal.

Making an agreement for the deed for the property with the seller is yet another way to finance your purchase without money down. A mutual agreement between the buyer and the seller can be made where the title of the property is transferred to you as the buyer when all of the necessary payments have been made to the seller or you have accommodated for the said payments via a refinance loan. This type of loan is referred to as a ‘wrap around loan,’ as it proceeds to protect the seller throughout the payment installment process and he/she has the security of still owning the property until it is completely paid for.

Simultaneous closing, also known as double closing or back to back closing, is another method of purchasing property where having cold hard cash is not necessary. This seller financing technique requires the creation of a private mortgage note by the seller which is sold simultaneously to a note buyer upon the closing of the deal. The seller is motivated to obtain cash upon closing instead of over time through payments and the buyer is motivated because they will most likely receive more lenient financing from the seller. This type of transaction is usually completed within a few days if not hours from the purchase of the buyer to the sale of the buyer to the new buyer.

Although the legalities of this type of closing vary from state to state, investing in properties where the sellers are really motivated, such as homes in foreclosure or real estate owned properties, is a great way to make a profit. The laws and requirements of each state are different and always changing. Some states allow these types of transactions, whereas others restrict them.

Simultaneously closing on a deal involves the deal between you and the seller of the property, and also the deal between you and the buyer you will sell to. This process begins buy you making a deal with a seller where the property is put under contract where the seller deeds the property to you. After consulting your buyers list and finding a buyer for the property, you in turn deed the property to your buyer. The funds of the new buyer then go into escrow and the transaction is made. Basically the buyer pays you, you pay the seller, and none of your money was needed in the course of the transaction.

Doing a business deal with a staggered closing is yet another way to structure a deal that gives you the advantage of time. By scheduling a prerequisite for payment, whether it is defined by days, weeks, months, or whatever time frame is decided upon, you can close a deal and not have to make an actual payment until a future date.

Subject-to deals have also become a very popular and relatively easy way to make a profit, especially due to the current housing market. A buyer can simply assume the existing loan in place and then pay the seller the difference owed or have the seller hold a note on the house for the balance. When a seller decides to hold a note for the balance amount to be paid in full at a future date, there are no necessary payments to be made so you, as the buyer, receive one hundred percent financing through this process.

Acquiring a hard money loan is also an option to the financially distressed investor. A hard money loan is a specific type of asset based loan where a borrower receives funds secured by the predetermined value of a parcel of real estate. This type of loan is not typically issued by commercial banks but is often attainable through private investors. Receiving funding this way is a good way to have cash available up front but some of the drawbacks include much higher interest rates than if the loan were to be sequestered from a more traditional lender, such as the bank.

Jeff Adams is a full time investor who has done over 350 deals and is a leading expert in the buying and selling of real estate. For more information visit http://www.FreeForeclosureCourse.com or sign up for a free seven day e-course at http://www.RealEstateWebProfits.com.

[tags]real estate investing, buying and selling homes and property[/tags]

While most investors get involved in the real estate market to buy properties, sell properties, or both, some may opt to take the landlord route. There are several reasons why someone would decide to rent or lease a home or property instead of putting it on the market.

Becoming a landlord, might be the end result of an issue with timing. For example, it just might not be the right time to sell. A homeowner may choose to the rent out a property because financially it would make more sense to have a steady cash flow coming in each month instead of taking a loss on a sale.

The house can always be put on the market at a later in a year or two when it is more of a seller market and the homeowner can stand to make a more substantial profit on his/her original investment.

Time also is an issue when considering how much, and in some cases how little, an investor is willing to invest. Renting a home or property, dealing with renters and tending to their needs, and general upkeep and maintenance can be quite time consuming.

For these reasons, hiring a property manager might be a good idea. Then there is the cost factor to consider. Maintenance and repair costs can add up over time. Money spent on home improvements, advertisements, and mortgage payments all have to be added to the overall commitment of a landlord.

One positive aspect of these accumulated costs is that they are tax deductible. Money spent of building maintenance, the interest on the mortgage payment, and expenses accrued for the upkeep of the property can all be subtracted before taxes paid.

Attracting tenants the right tenants is yet another area that a landlord must deal with. First and foremost, a homeowner and future landlord, needs to determine the ideal price to charge for rent and what is to be included in the price.

For example, whether or not insurance is a part of the package, the inclusion of utilities, any and all taxes that will be involved, and the mortgage payment amount. Rent is typically greater that the total of all of these costs.

The type of tenant is also critical. Landlords should be of the mindset and philosophy that they should cater to the renters they wish to accept. These future
occupants can be attracted by advertising featuring appealing key words and highlighting specific features and amenities of the property.

Once a several individuals have shown interest, it is imperative to screen these potential tenants. Asking for employment information, credit history, and prior and recent landlord information if applicable are some of the criteria that can be used to find the perfect
tenant.

Finally, the lease agreement that is established between the landlord and the tenant should be clearly understood by both of the parties involved. Items such as the monthly rental amount, the due date of the monthly payment and applicable late charges, the length of the lease, the security deposit amount, and the rights of both parties regarding privacy and any emergency situations that may arise must be clearly defined prior to the signing of any agreement.

Jeff Adams is a full time investor who has done over 350 deals and is a leading expert in the buying and selling of real estate. For more information visit http://www.FreeForeclosureCourse.com or sign up for a free seven day e-course at http://www.RealEstateWebProfits.com.

[tags]buying and selling real estate, rentals, landlords, investing in homes and property[/tags]

When trying to raise the initial funding for your investment, there are several things to consider. For example, would it be in your best interest to enlist the assistance of a hard money lender or would it be better to use the resources of a private money lender. There are pros and cons to both methods of financing, and after you have weighed both, selecting what works best for you should be much easier.

Hard money lenders include small companies and individual investors, and are a good source of quick cash. Although the money is readily available and easily accessible, you might find that it also comes with a pretty high interest rate. For this reason, it is a wise idea to consider a hard money option if you are planning to finance on a short term basis as it is an excellent short term financing tool.

If you are in a bind and need emergency money immediately, receiving a hard money loan sounds ideal. Even though there are usually high interest rates attached to such loans, you generally have the option of refinancing the property at a better interest rate. The criteria for being accept for this type of loan is based on the collateral, the property being financed, instead of the actual financial strength of the one borrowing the money. It is definitely the way to go if an investor has issues with his/her credit.

So who are these lenders and how does a potential investor contact them? Knowing where to look is the key and there are a variety of places to look and plenty of avenues to take when seeking financing through hard money lenders, also known as ‘equity’ lenders.

These lenders are individuals and companies that basically ask themselves if they as the lender would be willing to own the actual property for the amount of money they are will to lend. The amount of the loan is typically based on a seventy five percent loan-to-value ratio and is more concerned with the appraised value of the property and the purchase price.

Investing in homes being sold at auction is an excellent idea as homes purchased this way are usually bought way below market value. This allows the investor the ability to negotiate an even better loan amount with their lender. As much as an eighty five percent loan-to-purchase ratio is factored in is not unheard of.

Consulting newspapers and scouring advertisements highlighting keywords such as ‘money to loan’ is one way to connect with a potential lender. The internet is also a great resource to consult. Search engines such as Yahoo and Google offer a wealth of information as they feature a variety of hard money lender websites.

Searching for equity based lenders is also a good idea as they many times referrals from other local real estate investors. Visiting a real estate investor based club, such as the National Real Estate Investors Association, is yet another way to network and connect with a lender online.

Another option to consider when searching for a hard money loan, ‘looking in your own backyard,’ so to speak. Personal friends and family members may want to be a part of your investment and have to funds to make it happen. On the downside, they will probably feel that they have more of a vested interest than a lender who is not personally acquainted with the borrower.

A close friend or relative may feel they should have the right to be a part of the decision making process or become more emotional about the whole deal. If having a family member or friend interfering in your business endeavors is predicted to be a problem, opt to borrow from an institutional lender that has not connection to you on a personal level.

In comparison to hard money lenders, private money lenders make their own money available to lend in order to earn interest on the loan. They are more anxious to lend money on a long term basis, as they would be in their own best interest from a profit standpoint. Private money lenders usually have their own criteria on who would or would not be an eligible borrower. They typically charge an appropriate interest rate which is based on their risk factor as the lender.

Some companies will lend to you based on your portfolio holdings. In return, these investment firms secure your assets. The good thing about receiving financing from such firms is that rules are more flexible. On the negative side, your assets may not be readily available to you if you need them in an emergency.

But before soliciting money from a private investor, knowing the legalities involved is of the utmost importance. Being unaware of the federal securities and laws that apply when to public solicitations of money as a public offering could be detrimental.

Running ads seeking private money may lead to receiving a call from office of the state Attorney General if there are specific restrictions regarding doing so in your state are overlooked or unknown to you.

Other state regulations, know as ‘Blue Sky Laws,’ may also apply. These laws were put into effect in order to protect investors against fraudulent sales, practices, and activities. They also regulate the offering and sale of securities to protect the public from fraud. Although the specifics vary from state, they all require the registration of all securities offerings and sales, as well as all brokerage firms.

In addition, they offer information on licensed brokerage firms, brokers, and investment adviser representatives. Also, seeking the advice of an attorney regarding federal and state regulations and securities when dealing with strangers, multiple parties, and just public at large is always a good idea.

Once you have considered all of your options as well as the pros and cons of both private and hard money loans, and have decided which route to take, there only thing left to do is get out there and invest!

Jeff Adams is a full time investor who has done over 350 deals and is a leading expert in the buying and selling of real estate. For more information visit http://www.FreeForeclosureCourse.com or sign up for a free seven day e-course at http://www.RealEstateWebProfits.com.

[tags]real estate investing, hard money lenders, private lendert, buying and selling homes[/tags]

One great way of earning money while between jobs is to opt for freelance writing work. It’s also a great boost for you to start your very own online business (if that’s your cup of tea). However, if you want to be a freelance writer, you need to love it.

A good thing about becoming a freelance writer is you can have your own content writing business with many choices available to you. You can choose where to work, when you want to work, which clients to choose, and what projects you want to work on. Here are a couple of things to think about if you’re serious about this insane business.

You can choose where you want to work but choose wisely. Having one’s own freelancing business means you can choose to do it anywhere you feel like. You can do it because all it takes is an internet connection and a laptop. If you don’t have a laptop, you could use your desktop computer too. So don’t worry.

The best place for a flourishing business is a room without distractions. You’ll need your privacy if you plan on working from home. If you have kids watch out, you’ll need to adjust. While you want to keep your workspace private and productive, you’ll still have some distractions. Just keep them to a minimum.

You can work whenever you want but you better work. The best part of freelancing work is that you can squeeze it in whenever you feel comfortable. However, don’t get into the habit of never being comfortable. You may want to consider following normal business hours so that you can be in touch with your clients while they’re at work without having them worry about contacting you if you need to. If you need to get night hours in and have children, then it is best to work once they are asleep.

Speaking of kids, once you start earning some money at this, you might actually start getting some sleep at night. For example, getting daycare may be an option for you. But don’t count on it. I can tell you I never opt for this. I would rather lose sleep so I can spend time with my kids. That’s a benefit I take advantage of when I work from home.

Because when your kids start gong to school or they’ve grown up, they won’t want you around. So you’ll be glad you took the time to be with them when you had the chance. That’s once great thing about working from home, if you play your cards right you’ll have time to get the best of both worlds.

Would you like learn more about getting freelance writing work? Click Here for a report on how to start your own freelancing business.

[tags]freelance writing work[/tags]

How to make money on the internet is a question we online marketers must think almost daily. An ideal situation is, when a small business entrepreneur can use as many mediums as possible in order to distribute his message to the targeted audience.

1. The Social Bookmarking Sites Bring Links, Which Are The Lifeblood Of The Internet Business.

When you think how to make money on the internet, the most important things are your strategy and how you manage to execute it, I mean the contents now.

But the second most important thing is, how you succeed to build links with your target market.
Google, the world leader in the search business, sees links from other sites to your site as a major factor to raise your ranking.

They say links are votes from other sites to your site. The social bookmarking brings contacts, because these bookmarking sites have a high page ranks and the search engines follow them.

2. When You Bookmark Your Post, It Will Be A Search Engine Optimized Message.

Let us say you have an semi automated social bookmarking service on your blog. When you bookmark your new post, you usually give also your keyword.

This makes the bookmarking effective and this is the reason, why the search engines love it. It is original, fresh and optimized content.

Other webmasters are always looking for new and useful contents for their websites. These bookmarkings solve one of your problems, when you think how to make money on the internet?

And, when they will paste and copy your article or blog post into their own site, a useful and long term link, a business contact, has been created.

3. The Social Bookmarking Sites Bring Highly Targeted Traffic.

Webmasters are following these sites trying to get the newest information for themselves. Because of the optimization, the traffic from these sites is highly targeted, which improves your conversion rate and the image.

4. The Social Bookmarking Sites Have This From People To People Effect.

The internet gets one of its powers from the feature, that it is so splendid tool to quickly distribute the messages between friends.

When somebody sees a new, interesting message in the social bookmarking site, he can distribute it in one second to many others using different techniques, like Twitter.

When your new message appears into Twitter, it reaches hundreds of other people. One fact in the online marketing is, that what fancies one, usually fancies thousands of others. Actually the message can reach a huge audience with the speed of a laser beam.

Juhani Tontti, B.Sc., Marketing. Are You Searching New Ways To Make Extra Money? Social Bookmarking Offers A Strategy To Make Money At Home, Usually Residually. Visit: How To Make Money On The Internet

[tags]how to make money on the internet,ways to make extra money,make money at home[/tags]

If you are thinking about starting a new business, you do not want to start that new business without first devising a comprehensive, all inclusive business plan. Business startup methods entail the creation of a business plan so that you can clearly define your business goals, your business needs, and the steps you will need to take to get your new business solidly established.

New business planning goes far more smoothly if you develop a strategic plan for how to build your business. As a business startup, you can eliminate any questions, risky business maneuvers, and questionable business strategies by planning the business from the ground up. The plan serves as a step by step guide to how you will become a successful, profitable new business: this allows you to ensure that all your hard work is put to good use. As well as business goals, make sure that the document includes your personal goal too. After all, you are in business to make profit, to make your life more easy.

A business plan includes a number of specific elements including the name of your new business startup, a clear, concise, and full description of your new business, a plan for your new business operation, a plan for how you will advertise the business startup, an assessment of your competition in the industry, and potential financial expenses.

Lenders will expect to see this important document from a business startup in order to approve funding for business loans. A solid business strategy can illustrate to lenders that you are on the right track and that your startup business has the potential to prove profitable. The business plan for your startup business is also a device that permits you to foresee potential business issues that might have to be addressed in the future so that you can effectively thwart financial business disasters.

A proper plan will help you to precisely define critical business money targets and goals, how much earnings you can anticipate, holiday marketing strategies, and how to make the most money out of your business endeavors. Moreover, a good business plan will involve the establishment of a business budget so that you can predetermine expenses: by taking your expenses, adding them up and tripling their expected costs, you can know exactly how much money you need to keep your business afloat during times of financial crisis or during moments when unexpected expenses arise. Finally, your completed business plan will clearly convey to you the startup capital you require to build your business.

To find out more about business startup, visit AusBusiness Review http://www.ausbusiness.net/.

[tags]business startup, business plan, business plannig[/tags]

So you are thinking of getting involved in a home based business idea and you are very excited. That’s to be expected. It’s exciting to start something on your own, with the possibility of someday being on your own, and creating a lifestyle of leisure and financial security. However, be careful in the beginning with your spending or you’ll quickly drive yourself to the poorhouse, and be left wondering what hit you.

Starting a home based business is fun and exciting. Once you have selected the business that you will be promoting, you’ll want to start to advertise it as much as you can. Be careful in your selection of how you promote your business. There are many ways to advertise online and most have a monthly fee, or a large one-time cost. Be smart by doing a search of ‘free online advertising’ or ‘free ad sites’, or something like this. You’ll be directed to many sites that don’t cost much for you to start promoting your home based business idea. This way, you can get your feet wet, and experiment with different sites and see what works best for you.

YouTube, blogging and article marketing are other ways you can advertise your business free. You may need to purchase a camera if you don’t have one already, that is compatible with YouTube. The FLIP camera is one that is most commonly used and works perfectly for making YouTube clips. Look around and view other people’s videos about their home based business ideas. That way, you can see which style works best for your personality and then experiment until you are comfortable.

Another free form of advertising is article marketing and blogging. Use sites like EzineArticles.com and others to promote your articles free. Your articles should at least be 350 words, and be informative and helpful. You don’t necassarily need to be an expert, you just need to do some research on the subject you are writing about and be able to put together a cohesive article for distribution. Don’t forget to do some keyword research for your articles and blogging. Wordpress and Blogger are the two most commonly used sources for setting up a free blog.

Learning these simple free marketing techniques is essential for promoting your home based business ideas, whatever they may be. Once you take the time to master these techniques, you’ll be on your way to creating a solid foundation for driving traffic to you business site, and creating the future and lifestyle you dream about.

Will Drapcho writes on many topics and you may visit http://TopNetworkingSite.com for one of the most sought after home based business ideas available today.

[tags]home based business ideas,ideas for business,article marketing,blogging,youtube[/tags]

The best businesses to start, fast!, in a down market, with little or no money, are service-oriented businesses. In many instances, you only need a telephone (which most people have) and a good service business idea. It’s best to choose a service you are familiar with, or one that will take minimum preparation to get you up to competitive speed before starting your new business.

Many times, service businesses can be started using existing materials, supplies and equipment you already have around your home, so the cash outlay is little or nothing at all.

An example of one such needed service business, especially in a down market, is a resume writing business. Most people have searched for a job before and have had to prepare a resume to get their foot in the door, so they have some knowledge of how to put together a resume. With a little online research, you can be up to speed preparing entry-level resumes in no time at all.

If you decide to start a resume writing service, start a virtual one: online! You don’t need business cards because you will be advertising online. You’ll never meet your clients, and you can use your home computer. Niche your resume writing service by offering super low cost resumes because you will not print them out.

Prepare the person’s resume using a set of questions devise (a special intake form) to gather information. When the resume is complete, send them the file via email. Tell the client they can either print out their new resume at home, or take it to a Kinko’s, library, or business services center for printing on resume weight paper. This way, you won’t have mailing costs, won’t need expensive, fancy paper, and won’t need an expensive printer. You can get started right away with no money and some Internet research.

Another service business that can be started fast, with little cash outlay, especially in this down real estate market, is a foreclosure cleanup business. This is a service business where you target realtors, investors and buyers of foreclosed properties. You can offer to help them either maintain the property until it sells or help get it in shape for the investor or home buyer after it has been purchased.

Foreclosure cleanup, a fast-growing new enterprise, according to Entrepreneur magazine, encompasses so many different types of services. You can offer everything from lawn mowing, to interior cleaning, to debris removal, painting, minor home repairs, and more.

At bare minimum, you can offer simple foreclosure lawn care using the lawn mower and weed eater in your backyard. As your business grows, you can purchase more equipment and offer more services.

In the foreclosure cleanup business, you will need business cards starting out because you will be dealing with professionals face-to-face. But there’s no need to speed big money on fancy business cards. Go to websites like Vista Print and get quality free business cards (you only pay for postage!) so you are ready to start your business. Advertise by doing cold calling, stopping by realtor’s offices, setting up email campaigns, handing out fliers at realtor events, and the like.

Do plan to do some research online via Internet search engines to learn more about the foreclosure cleanup business opportunity.

Remember, the key to any small business’ success is “stick-with-it-ness.” You don’t need a huge amount of cash to start a service business, and you don’t need to take a year to get a new service business up and running. You need perseverance. One mistake new small business owners make is sending out a few mailers and expecting the phone to start ringing off the hook immediately. Be realistic; don’t start a business and expect overnight success.

Instead, plan your business, learn the ropes by doing necessary targeted research in your industry, and then start to market, market, market. Consistency in your marketing efforts, winning mind-share within your target market, is key. Tell everyone you meet about your new business, and simply stick with it using consistent marketing tactics. Then, watch your new business blossom into a fruitful, long-lasting enterprise.

If you’ve never started a business before, perform some basic business research at websites like sba.gov (Small Business Administration) for invaluable start-up advice and shoestring marketing ideas.

Good luck!

Cassandra Black is the Author of How to Start a Foreclosure Cleanup Business and How to Market Your Foreclosure Cleanup Business, as well as the CEO of Foreclosure Cleanup, LLC and Real Estate Cleanup.

[tags]foreclosure cleanup business, foreclosure cleaning, starting a business, business ideas[/tags]