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Archive for the 'Personal Finance' Category

7.01.09 Paying With Plastic Makes You Spend More
Filed: Personal Finance
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Paying for your purchases with a debit or credit card, or even with a gift card, really feels different from paying with cold hard cash. In a way, it can even be said that it’s so painless that you might come to think that you’re not spending real money.
Alas, besides the form of payment, there’s […]

7.01.09 What is the Meaning of Cash Flow
Filed: Personal Finance
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Cash Flows are inflows and outflows, i.e., the movement of cash and cash equivalents. All transactions that lead to an increase in cash and cash equivalents are classified as inflows of cash and all those transactions that lead to a decrease in cash and cash equivalents are classified as outflows of cash.
Meaning of Cash […]

7.01.09 Looking For A Credit Card For People With Bad Credit?
Filed: Personal Finance
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Millions of people across the world each year find themselves with a bad or damaged credit record.
This can seriously affect their chances of being able to get a loan or other finance needed to make purchases, especially in times where credit is hard to find in general.
However all hope isn’t lost in the pursuit […]

7.01.09 How Important is Your Credit Score?
Filed: Personal Finance
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The importance of checking your credit score involves two things, you want to know whether or not there is activities you are unaware of tied to your social security number or your credit cards, and you also want to know what type of ability you have to borrow money and at what rate you can […]

7.01.09 Why Should I Monitor My Credit Score?
Filed: Personal Finance
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In today’s world, having a good credit score is imperative. Long gone are the days of being able to slide by with c minus credit. The economy has taken its toll on everyone, including money lenders. So their selection process for just who they will extend a loan to, has become even more elite.
[…]

7.01.09 How the Wealthy Make the Leap
Filed: Personal Finance
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All those but the exceptionally wealthy looking to make a career or lifestyle change need to think seriously about how they make the leap, as well as the potential impact on their wealth. Increasingly specialist firms are working with private banks and wealth managers to help facilitate the process of helping senior executives to further […]

7.01.09 Write Off Your Loan - How It Works
Filed: Personal Finance
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If you have an unsecured personal loan that you cannot afford to pay, you can write off your loan through a special legal process that will not harm your credit rating. There is no reason why you need to struggle with trying to pay for a loan that can be preventing you from enjoying […]

6.01.09 How to Keep A Great Credit Score In Today’s Recession
Filed: Personal Finance
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Everything in our society today seems to be riding on the economy. With the economic crisis now upon us, it is more important than ever to establish good credit and keep that credit rating as high as possible. It can be done by using some simple guidelines.
Credit ratings range from 350 to […]

6.01.09 Foreclosure: How It Affects Credit
Filed: Personal Finance
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If there is a foreclosure notice on your home, then it will have a very bad effect on your credit rating. A foreclosure on your home means a history of bad credit repayment. This gets reflected in the credit scores. Therefore, it is very important that you repair your credit scores as soon as possible.
The […]

6.01.09 Top Two Tips for Raising Your Credit Score
Filed: Personal Finance
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Did you know that a difference in a hundred points in your credit score could equal about $200 of extra monthly payments on the average American mortgage? Want to find out how to increase your credit score?
While there are numerous factors that could do so, this article will discuss the top two […]